Zenith Aged Care product range

With a range of insurance products available, Zenith offers you insurance solutions tailored to suit the structure and operations of your clients in the aged care industry. Our depth of knowledge across the aged care industry enables us to give you the advice, assurance and support you need.

One of our aged care insurance specialists can work with you to identify the areas of your client’s business that should be protected and help develop the best insurance solution for your client’s needs.

Our product range includes:

Property Insurance / Business Interruption

Zenith’s aged care Industrial Special Risks insurance helps protect your client against risks to their property and contents as well as providing Business Interruption cover to ensure they remain financially viable following a major loss.

Combined Liability

  • Broadform Liability Insurance

It’s important that your client is legally and financially supported in the event of a claim against them. Liability insurance helps protect your client’s business in the event of claims such as personal injury or property damage to others. This can include cover for legal defence costs as well as disruption to business or income.

  • Professional Indemnity/Medical Malpractice

Protect your business against potential threats such as accustations of negligence, breach of duty or errors or ommissions in the performance of professional aged care services provided by your clients. Zenith’s Professional Indemnity insurance can provide coverage for legal representation, claims management, compensation costs and civil liabilities.

  • Management Liability

A Management Liability policy protects the individuals and the company in relation to exposures associated with managing a company.
A company and its directors face both personal and corporate liabilities from numerous stakeholders including the following:-

  • Shareholders
  • Employees
  • Competitors
  • Creditors
  • Regulators
  • Customers
  • Liquidators/administration

Zenith’s Corporate Advantage Management Liability policy includes cover for:

  • Directors & Officers Liability
  • Employment Practices Liability
  • Statutory Liability

Voluntary Workers Personal Accident

This policy covers weekly wages, specified out of pocket expenses and a capital benefit in the event of a permanent disability for your volunteers, who may be injured in the course of the year while providing assistance to your client’s organization on a voluntary basis.

Machinery Breakdown/Electronic Equipment

This blanket cover protects your client’s organisation from the costs of sudden and unforeseen mechanical and electrical breakdown of equipment such as air conditioners, refrigeration units, washing machines and the like. It also covers the deterioration of frozen goods following a breakdown.
The policy also provides a blanket cover for electrical breakdown of general office equipment such as your phone system and computers including the cost of reinstating data to these items.

Fidelity Guarantee

This policy covers the Misappropriation of Money, Negotiable Instruments or Goods belonging to the
Insured caused directly by any act of fraud or dishonesty by an employee.

Motor Insurance

This Policy covers the loss or damage to your vehicles including third party property damage.

Get a quote online

To request a quote for Property Insurance, Professional Indemnity, Liability insurance or any of the other classes, please fill out our simple online form. Or, if you’d rather talk to someone about any of our insurance products and services, give us a call on 1300 720 201.

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